Financial Advice, Lending, Mortgage, Financial Education

What is a Mortgage Loan? Buying Your Home and Understanding the Process

If you’ve come here to start your homebuying journey, congratulations! This is an exciting yet nerve-wracking process for first-time homebuyers, but the rewards are worth it. Before you jump on Zillow to start house hunting, there are some things you can do to better prepare for any curveball that

Credit Cards, Debit Cards, Financial Education, Contactless Cards

The Benefits of Contactless Cards

Contactless payment methods have been all the rage recently and we’re happy to report that Florida Credit Union is joining in on the fun!

Financial Advice, Mortgage, Financial Education

The Ultimate Guide to Different Mortgage Loans

When considering homeownership, research is the very first step all homeowners must undertake, and learning about the types of mortgages that are available to would-be homeowners is integral to a successful home buying experience.

Financial Advice, Financial Education, Marriage

Money Talks to Have Before Marriage

You’ve found the one. Your heart soars at the thought of them and you can’t wait to spend the rest of your lives together. While we hate to spoil your daydream, it’s important to talk about money with your partner before any wedding bells ring!

Financial Advice, Mortgage, Home, Financial Education

To Buy or to Rent, That is the Question!

The white picket fence. The big yard. The privacy you crave. Home ownership is a significant milestone many dream of as they make their way through adulthood. But are you financially fit to purchase and own a home? And even if you are, does it make sense for you in your current stage in life?

Budgeting, Saving Money, Millennials, Financial Education, College

Quick Financial Tips for College Grads

So you’ve finally completed your education and graduated: congratulations! Now that you’ve got your degree, your studying days are over and your work life can begin in earnest. The likelihood is now that you’re seeking or have acquired full-time employment, you’ll be seeing more money than you have

Credit Score, Financial Education, Smart Financial Goals, FICO

Managing Your Credit Report: Your FICO Score and Credit Rating

If you have made any kind of big purchase as an adult, you know your credit matters. Whether you are buying a car, renting an apartment, buying a house, or even trying to land your dream job, someone is going to take a look at your credit report.

Credit, Loans, Credit Score, Financial Education

Personal Loans with Bad or No Credit: Helpful Consumer Tips

If you have good credit, you probably don't give your credit score much thought. Everything just works, whether you want a personal, auto, or mortgage loan. But for the 22% of Americans with no credit and the 30% with bad credit, things are much different.

Budgeting, Financial Advice, Retirement, Savings, Financial Education

Reducing the Risk of Outliving Your Money

“What is your greatest retirement fear?”

If you ask any group of retirees and pre-retirees this question, “outliving my money” will likely be one of the top answers. In fact, 51% of investors surveyed for a 2019 AIG retirement study ranked outliving their money as their top anxiety.1

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