Credit Cards, Credit Score, Personal Loans

4 Steps to Rebuild Your Credit and Qualify for a Personal Loan

Rebuilding your credit score can be more complicated than starting from scratch, mainly because you have to prove to credit card issuers and lenders that you can and will make future payments despite slip-ups in the past. If you're not sure where to start, follow our four-step plan to begin your

Credit Cards, Debit Cards, Financial Education, Contactless Cards

The Benefits of Contactless Cards

Contactless payment methods have been all the rage recently and we’re happy to report that Florida Credit Union is joining in on the fun!

Credit, Credit Cards, Financial Advice, Loans, Credit Score

9 Things That Could Hurt Your Credit

You’ve definitely heard about credit scores, the all-important number that has a profound impact on our ability to make financial decisions. Beyond just those decisions, credit scores are also used by employers, landlords and more, meaning that that little number is also your gateway (or wall)

Credit Cards, Financial Advice, Financial Education

What Teens Need to Know About Getting and Using Credit Cards

The Credit Card Accountability Responsibility and Disclosure Act (Credit CARD Act of 2009 for short) changed the rules regarding teenagers and credit cards. Before this legislation, roughly a third of American teens had credit cards. Today, you can’t get a credit card unless you are:

Credit Cards, Budgeting, Savings, Black Friday, Holidays

Gift Giving: 14 Strategies for Making Your Dollars Go Further

You’ve been disciplined all year about your spending so that you can build up your savings. You don’t want to see holiday gift giving take too big a bite out of your savings. That said, you do want to give nice gifts to your loved ones.

Overspending, Credit Cards, Savings, Black Friday

How To Make The Most of Black Friday

It may not be an official holiday, but you can bet that millions of Americans have Black Friday circled on their calendars each year. The day after Thanksgiving is more like Christmas in November, bringing gifts (and deals) on almost anything you can think of.

Credit, Credit Cards, Paying Back, Snowball Method, Saving Money, Debt, Student Loans, Avalanche Method

How Do I Tackle Debt If I'm a Millennial?

The majority of millennials between the ages 25 and 34 have over $40,000 in debt. Contrary to popular belief, most of that debt doesn't' come from student loans. Credit cards, housing, and payday loans take up a huge portion of a typical millennial's wallet.  

Overspending, Credit Cards, Budgeting, Saving Money, Debt, Student Loans, Mortgage, Debt Consolidation, Refinancing

Signs You Are Living Beyond Your Means

If payday comes and your money seems to vanish instantly, it might be time to review your budget. A lavish lifestyle can be great for appearances, but impractical for anyone with a more limited income. We all want to be able to spend money for our wants while covering necessary expenses.

Credit Cards, Fraud, Security, Online Banking, Mobile Banking, Identity Theft, Scams

How To Bank Safely Online

Banking in the modern day means using technology. Everything from how you pay your bills to your phone’s mobile wallet are automated systems with access to your routing and account numbers, plus other important financial information.

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