Credit Cards, Debt, Financial Advice

Paying Down Credit Card Debt - 12 Months to Financial Fitness

Are you currently struggling with credit card debt? A powerful financial tool, credit cards afford us the ability to make expensive purchases we otherwise would not be able to make. The issues arise when you don’t have enough money to make your payments on time and in full. Join us in our fourth

Fraud, Scams, Charity

Ukraine Relief Efforts: How to Identify Scams

As the Russia-Ukraine conflict has continued to unfold, relief efforts have been hard at work around the world. With millions displaced from their homes and a humanitarian crisis building, donations are more important than ever. Unfortunately, scammers never pass up a chance to take advantage of

Financial Advice, Savings, Personal Line of Credit

How to Avoid Overdraft Fees

Overdrafting an account can be an embarrassing experience, especially if you don’t have enough funds to cover overdraft fees. Luckily, there are ways you can protect yourself from overdraft and non-sufficient funds (NSF) fees, and they’re readily available to you as a Florida Credit Union member.

Investment, Financial Advice, Retirement, 401K

Nuts and Bolts: How to Roll Over Your Employer Retirement Plan Assets

There are two types of rollovers: direct and indirect. A direct rollover is paid from your plan directly to your IRA or to your new employer's retirement plan. The funds are never payable to you. An indirect (60-day) rollover is a payment made to you that you later roll over to an IRA or an

Snowball Method, Debt, Avalanche Method, Financial Advice

Debt Repayment Strategies: the Avalanche and Snowball Methods

A majority of people in the U.S. have some form of debt. These include but aren’t limited to student loans, credit cards and personal loans. With so many debts to keep track of, how is one supposed to pay anything off? Simple – a debt repayment strategy!