If you have minimal disposable income, chances are savings may not be a priority in your life right now. Let’s face it: being financially responsible is much easier said than done. Still, preparing for your future is important, and taking an active role in planning for it is imperative!
The past year presented a new norm, from the way we work to the way we socialize and everything in between. Changes have also transformed our spending or lack thereof. Entertainment, leisure activities and dining out were stripped away from monthly budgets. Instead, activities like virtual game