Smart Money Advice

Credit Card Habits to Ditch in 2018

Credit cards get a bad rap; they can be a valuable tool in your financial arsenal if you know how to utilize them the right way. The problem is, a lot of people develop bad habits when they use their...
Smart Money Advice

Does my mortgage need a rate lock?

If you’re on the market for a house now, you’ve probably encountered the phrase “lock in a rate.” A rate lock is an agreement by a lender to ensure a rate on a loan for a set period of time. This...